309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Hero Image
Property logo
309
Farrell Road
Willsboro | New York

The Definition of

Prime Real Estate

View More
Menu
Maria Barr
Maria Barr
Presented At
$1,187,000
Bedrooms
2
Bathrooms
2
Living
800
SQFT
Fireplace
Bar
Basement
Garden
Balcony
Fire Pit
Water View
Lakefront
Waterfront
Privacy
Renovated
Equestrian
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 1
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 2
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 3
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 4
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 5
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 6
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 7
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 8
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 9
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 10
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 11
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 12
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 13
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 14
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 15
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 16
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 17
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 18
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 19
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 20
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 21
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 22
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 23
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 24
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 25
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 26
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 27
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 28
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 29
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 30
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 31
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 32
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 33
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. - Photo 34
Thumbnail 1
Thumbnail 2
Thumbnail 3
Thumbnail 4
Thumbnail 5
Thumbnail 6
Thumbnail 7
Thumbnail 8
Thumbnail 9
Thumbnail 10
Thumbnail 11
Thumbnail 12
Thumbnail 13
Thumbnail 14
Thumbnail 15
Thumbnail 16
Thumbnail 17
Thumbnail 18
Thumbnail 19
Thumbnail 20
Thumbnail 21
Thumbnail 22
Thumbnail 23
Thumbnail 24
Thumbnail 25
Thumbnail 26
Thumbnail 27
Thumbnail 28
Thumbnail 29
Thumbnail 30
Thumbnail 31
Thumbnail 32
Thumbnail 33
Thumbnail 34
309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States. , Willsboro , New York 12996

309 Farrell Road, Willsboro, Ny 12996

Welcome to your lakeside life on over 7 acres. This property has a cozy newly renovated grandfathered cabin that sits close to the waters edge on a bluff overlooking Willsboro Bay. Watch the sailboat regattas from your balcony. The small cabin even has a sunny guest bedroom in the basement. There is also a separate bath house and deck platform making this a comfortable place to bring an RV and camp in style. This unique property can be used with full enjoyment as is or you can continue the sellers vision of building a dream home. The infrastructure is already in place with an ample septic, electricity and gravel driveway. Earth has been moved for optimal drainage and access to the lake. This property is uniquely set in a quiet cove set up on a bluff looking over the private sandy beach below with 250 ft of waterfront. Landscaped with a nice deck, fireplit, flower garden. This property has a separate 1.05 acre lot that could be sold or have yet another house built on it. This is an incredible opportunity no matter what stage of the Lakefront Lifestyle you want to live.

Property

3D Street View Tour

Map showing 309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States.

Property Location

309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States., Willsboro New York

Local Weather & Climate

Willsboro, New York

Current Conditions Updated recently
30 °F
Broken clouds
Feels Like 21°F
Humidity 71%
Wind 12 mph
Visibility 6.2 mi
Sunrise 11:02 AM
Sunset 11:01 PM
5-Day Forecast
Tue 17 Mar
Clouds
High 34°
Low 30°
Wed 18 Mar
Clouds
High 29°
Low 17°
Thu 19 Mar
Clouds
High 42°
Low 25°
Fri 20 Mar
Clouds
High 42°
Low 34°
Sat 21 Mar
Clouds
High 34°
Low 31°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Willsboro?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

$
%
$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (United States)
$0 Est. First Year Interest Deduction
$0 Est. Annual Tax Savings
*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

Ready to explore financing?

Connect with trusted mortgage partners

Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Ultra Luxury 445.1× median

Our perspective on current market conditions in Willsboro. For informational purposes only — always consult a licensed real estate professional before making decisions.

Neutral Market
Balanced conditions. Negotiate wisely.
50
Buyer Score

Local Market Price Trends

Median home sale prices in Willsboro, New York — ZIP code 12996 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $118,700,000
Area median: $266,710

Market Competition

Future Value & Wealth Building

Starting investment: $1,187,000 20% down ($237,400)

26.6 years
Double Your Investment
Based on current market trends, your property value could double
$725,555
10-Year Equity
Your potential equity after 10 years of payments and appreciation
$6,318
Monthly Investment
Estimated monthly mortgage payment (principal & interest)
$2,594,327
30-Year Wealth Potential
Total equity after full mortgage payoff with market appreciation
3.1x
Leverage Power
Your $237,400 down payment could grow to $725,555 in equity (10 yrs)
Investment Perspective
$ $ $
$1 → $1.30
Every dollar invested today could become $1.30 in 10 years
$100 → 130 $1,000 → $1,298
+$86
$86/day
Your home may appreciate while you sleep
$603/week $2,612/mo $31,344/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$249K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential -4% advantage over stocks
RENT 💸 -$653K
vs
OWN 📈 +$726K
$726K Potential Equity
vs $653K lost to rent over 10 years
$237K Down Payment Growth
3.1x
10yr
$726K
6.1x
20yr
$1.5M
10.9x
30yr
$2.6M
Wealth Comparison
×6
Equivalent to 6 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $2.6M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
16.2
years
Optimistic
4.38% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $1.4M +18%
Market $1.5M +30%
Optimistic $1.8M +53%
$726K est. equity
20 Years
Conservative $1.6M +39%
Market $2.0M +68%
Optimistic $2.8M +136%
$1.5M est. equity
30 Years
Conservative $1.9M +63%
Market $2.6M +119%
Optimistic $4.3M +261%
$2.6M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average
4.27 %
1967 – 2024
57 years of U.S. home price data
Recent Decade Average
6.5 %
2014 – 2024
Post-recovery bull market
Historical Norm
Current 3.5% appreciation is in line with historical norms. Conservative projections are well-grounded.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 2.6%. Market scenario reflects current 3.5% YoY trend from Zillow (Dec 2023). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Dec 2023

Neighborhood Demographics

ZIP 12996 • 2022 ACS Data

1,983 Population
Median Age: 54.0
$64,712 Median Income
Average
$247,900 Median Home Value
Rent: $942
27.8% College Graduates
Average

Housing

Homeowners 44.1%
Renters 8.3%
Vacancy Rate 47.6%

Employment

3.8% Unemployment
6.5% Work From Home

Education Attainment (Age 25+)

High School+ 93.2%
Bachelor's+ 27.8%
Graduate+ 13.3%
Data from U.S. Census Bureau American Community Survey 2022

Frequently Asked Questions

Common questions about this property

This house at 309 Farrell Road , Willsboro, NY 12996, Willsboro, New York, United States features 2 bedrooms with 800 square feet of living space.
This property offers 800 square feet of living space.
This property is listed at $118,700,000, which equals $148375 per square foot.
In Willsboro, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.
Based on current market indicators, Willsboro shows an active market. The market opportunity score is 50 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Willsboro, New York. The property is situated in an established neighborhood with convenient access to local amenities and services.
Maria Barr

Maria Barr

Four Seasons Sotheby's International Realty

View Full Profile
Corey Purcell

Corey Purcell

Four Seasons Sotheby's International Realty

View Full Profile

Schedule a Tour

Get in touch with our listing agents

SunMonTueWedThuFriSat

More Listings

Explore more properties

Official Real Estate Games

Have fun discovering more properties while playing our real estate games — win prizes for ranking high!

$
$
$
$
$
$
$
WIN CREDITS
Up Your Real Estate Skills FOR FREE

Loading listings...